Dental
Basics
The
Benefits Offered
- The basic benefits and the extras to ask for. Most plans
provide basic medical coverage, but the details are what count. The best plan
for someone else may not be the best plan for you.
What
Is Most Important to Me in a Plan?
- Making sure your plan suits your needs.
In choosing a plan, you have to decide what is most important to you. All plans
have tradeoffs. Ask yourself the questions in this article.
How
Do I Compare Health Plans?
- A checklist for choosing a plan. After you
review what benefits are available and decide what is important to you, you can
compare plans. Many things should be considered. These include services offered,
choice of providers, location, and costs. The quality of care is also a factor
to think about.
Tips
on Choosing a Doctor
- Best make sure you're going to a good physician.
Your doctor will be your partner in care, so it is important to choose carefully
from the doctors available to you. In some managed care plans, you will generally
be limited to choosing from only certain doctors; in other plans, some doctors
may be "preferred," which means they are part of a network and you will
pay less if you use them.
Getting
The Most For My Plan
- Maximizing the potential of your benefits. Read
your health insurance policy and member handbook. Make sure you understand them,
especially the information on benefits, coverage, and limits. Sales materials
or plan summaries cannot give you the full picture.
